Mortgage Rates - Equity Loans

Mortgage Calculators

Mortgage rate calculator
Find out how much you can afford using the interest only mortgage calculator or the reverse mortgage calculator. We provide you with a free mortgage calculator so you can determine how much of a mortgage payment you can afford.

Mortgage refinance calculator
Use the free home mortgage calculator to find out the best mortgage refinancing options for your home mortgage. See if you can breakeven with the mortgage calculator refinance tool.

Mortgage amortization calculator
Use the mortgage amortization calculator to find out your mortgage payments over the course of the entire mortgage loan. The mortgage mortgage calculator will also show you how long it will take you to pay off your loan if you make extra mortgage payments each month or year.

Online mortgage calculators
Our online mortgage calculators are useful tools to find out how much you can afford or to see if you can make extra payments to reduce the length of your loan.

Mortgage Amount Calculator
How much of a monthly payment you can afford? Enter the desired payment, then calculate the loan amount.

Mortgage Points Calculator
Find out if you can save money by paying points at closing for the benefit of a lower interest rate.

Mortgage Pre-payment Calculator
By paying a small additional amount each month will pay your mortgage off much sooner.

Mortgage Refinance Calculator
Calculate how much interest you will save by refinancing your current mortgage loan.

Mortgage Amortization Calculator
Calculate the schedule of payments showing the interest and principal for each month of your mortgage.

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Mortgage Refinance Rate-Term vs. Cash-Out Mortgage Refinance
A rate-term Mortgage refinance has a home loan amount that is just enough to re-pay the balance of your existing mortgage loan. The purpose of the Mortgage refinance could be to reduce your mortgage interest rate, adjust your home loan term, or both. Cash-out Mortgage refinancing, has a home loan amount that exceeds the current mortgage balance. The higher loan amount converts some of your home equity into cash that you receive at loan closing.
Home Equity Loan and Home Equity Line of Credit A home equity loan has a fixed interest rate and term, your payment is the same every month. A home equity line of credit has a variable interest rate with a draw period of 10 years and a repayment period of 15 or 30 years. During the draw period, your monthly payment may be as low as the interest on your outstanding balance. Home equity loans offer terms between five and 30 years. Home equity lines of credit can be drawn on for 10 years.
Mortgage Calculator
Mortgage calculators are often one of the first steps in the Mortgage refinance process. Use a Mortgage calculator to determine the Mortgage amount you can afford and the monthly mortgage payment. If you'd like to qualify for a larger Mortgage when refinancing, then use our Mortgage calculator and consider an adjustable rate Mortgage. An adjustable rate mortgage has a lower interest rate than a fixed rate Mortgage. The lower interest rate will allow you to qualify to borrow more money, for the same monthly mortgage payment.

Mortgage Qualification
To determine the maximum mortgage amount and monthly payment that you can afford for your new home or your Mortgage refinance, use our Mortgage calculator. Mortgage calculators can also be used to calculate payments for home equity loans or debt consolidation loans. Each mortgage calculator makes it simple to estimate how much you can afford to borrow and your monthly payment.

Mortgage Loan
If you know the monthly mortgage payment that you'd like for your Mortgage refinance, then use the Mortgage calculator to simply calculate the Mortgage loan amount based on the term of the loan and interest rate.

Mortgage Prepayment
If you're thinking of refinancing your current Mortgage loan for a lower monthly mortgage payment, then enter the new Mortgage refinancing terms, add an additional amount to the monthly principal payment and calculate the interest saved by paying your mortgage loan balance in less time.

Mortgage Amortization
It's easy to keep track of the principal, interest and mortgage balance of your loan with our Mortgage calculator.

Mortgage Refinance Calculator
If you are considering refinancing your present Mortgage loan, then use our Mortgage calculator to compare your present loan with the new Mortgage loan. Even though the monthly payment may be lower, the total of payments may be greater for the new loan.